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Housing for All
Housing for All is our flagship series exploring how women can access stable housing, build equity through ownership, and protect their families. Each lesson is a short, practical video.
North Miami, FL with Christine Olivo
Discussion questions
- Christine contrasts the Live Local Act with her proposed "Own Local Act." Why does she argue that renting — even in beautiful new buildings — leaves your community vulnerable, and what would change if more residents owned instead?
- The panel lays out concrete tools most people don't know exist: HUD.gov county programs, Hometown Heroes, FHA loans, no-money-down programs up to $15K, 3-2-1 rate buydowns, and Section 8 toward a mortgage. Which of these is most relevant to where you are right now, and what is the very next step you would take this week to act on it?
- Shirley Antoine warns against ARMs and points to the 2008 crash as a case where families — especially in Black and Haitian communities — signed loans they didn't understand. What does this tell you about the importance of choosing the right loan officer and realtor, and how would you vet someone before trusting them with the biggest purchase of your life?
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